Learn to bargain. This is easier said than done, I personally don’t feel very comfortable asking for a discount, but you never know what you’re missing unless you ask. This is especially important when buying larger items, like TV’s or appliances, you could save up to 20% just for asking.

Use cash to save cash. Did you know that most banks charge merchants up to 4% of every purchase charged on a credit card? Ask for a discount for using cash.

Where’s the list?  I’m sure I’ve mentioned this before, but it’s worth mentioning again. Studies have shown that people who shop with a list spend an average of 10-15% less than those without a list. It only takes a few minutes to jot down what you need form the grocery store and you’ll find that the trip goes much faster. When you’re on a mission, to complete your list, you’ll save time by not wondering around thinking about what you should buy.